Essential Federal Credit Union

The following benefits are available after 60-days of employment.  Essential FCU will pay up to 85% of the premium for medical insurance and employee pays 10%. This is for full time employees only.   The benefits are as follows:

  • Health Care - Aetna
  • Dental Care - MetLife
  • Vision- United Healthcare
  • 401(k)-Additional Life Insurance and Accidental Death & Dismemberment
    • Match 100% of the 1st 4%
  • Short Term Disability
  • Dependent Life Insurance
  • Spouse Life Insurance
  • Child Life Insurance
  • Flexiable Spending Accounts (medical and dependent care)

 The following Benefits are paid at 100% for all full time Essential FCU Employees:

  • Employee Life & LTD Benefits 
  • Basic Life and Accidental Death & Dismemberment: 1 ½ times employee's base salary 
  • Long Term Disability

 We also offer:

  • Tuition Reimbursement Program
  • 10 paid holidays per year
  • Sick and Vacation Time